Calculators›Dutch Box 3
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Dutch Box 3 Estimator

2025 tax year · notional return system

Estimates your Box 3 (wealth tax) liability based on 2025 notional return rates. All calculations run locally in your browser.

Your assets on 1 Jan 2025
Current accounts, savings accounts — notional rate 1.03%
€
Stocks, ETFs, bonds, crypto — notional rate 5.88%
€
Rental property, second home — notional rate 2.47%
€
Tax partners
Doubles threshold to €115.368
2025 notional return rates
Savings1.03%Investments5.88%Property2.47%Tax rate36%Threshold€57,684
Estimated tax
€ 0,00
Enter your asset values on the left to calculate
Important: 2028 reform

The Dutch government plans to replace the notional return system with an actual return system from 2028. Under the new system, you will pay 36% tax on your real investment returns (gains + dividends) rather than notional rates. Accumulating ETFs and distributing ETFs will be treated equally. The current system remains in force for 2025 and 2026.

Full Box 3 guide →·Estimates only. Consult a Dutch tax adviser (belastingadviseur) for your actual tax position.